You may read horrific statistics about how truck accidents cause massive devastation. There is another fact to keep in mind if you were hurt in one. Federal Motor Carrier Safety Administration (FMCSA) requires commercial vehicles to carry levels of insurance coverage that are far higher than typical motorists. For semis, tractor-trailers, and other big rigs, the minimum policy is $750,000. The amount goes up to $5 million in coverage when the truck is hauling hazardous materials.
The important takeaway for victims of truck crashes in Maryland is that insurance companies will fight aggressively to protect their interests when they stand to lose millions. They assign their most experienced agent to your claim, an employee with training and skills designed to pay you as little as possible. Your best ally to prevent harm to your interests is retaining an Owings Mills truck accident attorney who will maximize your compensation in various ways:
Calculating the Full Value of Your Claim
Truck accident lawyers in Maryland understand that the aftermath of a serious accident can lead to costly medical bills, lost wages, and emotional suffering. To calculate the true value of your claim, attorneys look beyond the immediate expenses. They evaluate your long-term needs, considering factors like future medical treatments, rehabilitation costs, and any permanent impact on your earning potential.
By working with medical professionals and financial experts, Maryland truck accident lawyers can determine a fair settlement amount that covers both current and future losses. Ensuring you aren’t shortchanged on the compensation you deserve.
Gathering Evidence to Strengthen Your Case
Gathering strong evidence is essential in building a compelling case, and Maryland truck accident lawyers know how to collect the right proof. They often start by analyzing:
- Police reports
- Witness statements
- Photos of the accident scene
- Video from local businesses who have security cameras
- The truck’s black box data, which may include information about fault and the events leading up to the crash
Maryland attorneys may also work with accident reconstruction experts to prove fault. As well as medical experts who can establish losses from a medical standpoint.
Negotiating With Insurance Companies
Insurance companies often attempt to minimize payouts, but a skilled Maryland truck accident lawyer knows how to counter these tactics. Experienced attorneys negotiate aggressively, using their knowledge of personal injury law and the evidence collected to advocate for a higher settlement.
They understand the strategies insurers use to reduce claims and know how to prevent you from accepting a low initial offer. If necessary, Maryland truck accident lawyers are prepared to take your case to court. Showing insurance companies that they mean business. This assertive approach ensures that your rights are protected and maximizes your chances of securing fair compensation for your injuries and losses.
Count on a Baltimore County, MD Truck Accident Lawyer for Support
It is tough to take on the trucking company’s insurer after a crash, so trust Michael A. Freedman to help overcome the challenges. To learn how our team can assist with your case, please call 410.363.6848 or go online. We can set up a free initial case review at our offices in Owings Mills or Glen Burnie, MD.
